Endowment Index™ Gains 2.34% During Q2 2019 The Endowment Index™ calculated by Nasdaq OMX® (Symbol: ENDOW) gained 2.34% (on a total return basis) for the quarter ended June 30, 2019. This compares to the Global 60-40 Portfolio (60% Stocks, 40% Bonds), which gained 3.61% for the...
The Roth IRA was established by the Taxpayer Relief Act of 1997 and named after one of its chief proponents, Senator William Roth of Delaware. The primary difference between a Roth IRA and a Traditional IRA is that contributions to a Roth IRA are non-deductible...
Goals- based investing is a more “client-centric” process that is focused on measuring progress towards your goals rather than a focus on generating the highest possible return or “beating the market”. The process requires investor involvement because you determine your desired tangible outcome and then...
MyRoboAdviser™ has partnered with Betterment for Advisors as our technology platform and custodian to provide our services to our clients. This offers you access to a mobile app you can download to your smartphone. Since Robo Advisers are generally viewed as more technologically savvy, it comes as no surprise...
Prior to the internet and technology, everyone’s financial accounts were scattered across multiple institutions and when working with an advisor, you most likely had to bring an entire box full of paper statements. Nowadays, everything is online and there are multiple different websites you can utilize in order to “aggregate”...
Link to Press Release Appleton, WI January 9, 2018 -- The Endowment Index™ calculated by Nasdaq OMX® (Symbol: ENDOW) declined 9.09% (on a total return basis) for the year ended December 31, 2018. This compares to the S&P 500, which declined 4.38% for the same...
What is the behavior gap? The behavior gap is a term coined by Carl Richards to describe the difference between the higher returns that investors might potentially earn and the lower returns they actually do earn because of their own behavior. Many investors react to market...
Selling shares in your MyRoboAdviser™ non-IRA accounts is a taxable event. These sales can be triggered by a withdrawal or an allocation change. Betterment, our custodian and technological partner, has a tool called Tax Impact Preview that shows the estimated gains and losses the sale...
What is Dollar Cost Averaging? Dollar cost averaging is the practice of investing a fixed dollar amount into an investment account at set intervals, such as weekly or monthly, regardless of market activity. The dollar value invested each period will remain the same but the number...
The true value of the dollars in your retirement or investment accounts heavily depends on their location, namely what type of account it is and the tax structure of the account. You may think that a dollar is a dollar but the truth is that...